Flood Insurance

Did you know most property and business owner packages do not include coverage for property damage caused by flood? It’s true. If your operation is located near a body of water, flood insurance is a no-brainer. If not, it’s still a consideration. Floods are caused by all kinds of perils including snow, heavy rain and tropical storms and it only takes a few inches of water to cause thousands of dollars of damage.

After disaster strikes, it is estimated that 40 percent of businesses never reopen. It doesn’t have to be that way. Protect your operation with flood insurance coverage.

Imagine what might happen if …

  • Patients have to be evacuated due to an unexpected flooding event
  • Medical supplies and equipment suffer from water damage
  • Business has to be interrupted

Key features of our Crime Coverage

  • Many options available to protect your organization from forgery, alteration, loss of money and securities and reimbursement of claim expenses
  • Coverage also available to protect against funds transfer fraud and computer fraud
  • Coverage protects the organization, assets within the organization’s employee benefit plans, and assets of the organization’s clients

Facts you should know:

According to the Association of Certified Fraud Examiners 2012 Report to the nations,
  • A typical organization will lose 5 percent of its revenues to fraud each year
  • The average loss caused by employee dishonesty costs $140,000
  • One in every five fraud cases involves a loss of at least $1 million
  • Most occupational fraudsters are first-time offenders with clean employment histories

Contact Us to learn more