If you think your employees would never sue you, think again. According to the Equal Employment Opportunity Commission, employee-related charges have risen by 31 percent since 2006. When your company is accused of wrong-doing, you have to prepare a defense, and that’s very expensive … even when you’re innocent.
There are countless reasons that employees sue – ranging from alleged FMLA violations, failure to accommodate disability, workplace harassment, wrongful termination and discrimination to name a few. Make sure you’re prepared with Employment Practices Liability Insurance (EPLI).
Imagine what might happen if …
A supervisor is falsely accused of sexual harassment
An administrator sues your organization for discrimination when he is passed over for a promotion
An employee sues for pregnancy discrimination when her hours are reduced after she returns from maternity leave
Key features of our Employment Practices Liability coverage:
Provides coverage for defense costs and additional damages such as future wages, lost wages and loss of future earnings
Limits of up to $1 million available
Protects against a wide range of Employment Practices claims from current or past full and part-time employees as well as temporary or seasonal employees and certain leased or loaned independent contractors
Access to risk management tools such as video training modules, sample employment forms, model employment practices handbooks, as well as helpful articles and industry information
Legal helpline so you can talk to an employment practices lawyer anytime questions arise