Employment Practices Liability Insurance

If you think your employees would never sue you, think again. According to the Equal Employment Opportunity Commission, employee-related charges have risen by 31 percent since 2006. When your company is accused of wrong-doing, you have to prepare a defense, and that’s very expensive … even when you’re innocent.

There are countless reasons that employees sue – ranging from alleged FMLA violations, failure to accommodate disability, workplace harassment, wrongful termination and discrimination to name a few. Make sure you’re prepared with Employment Practices Liability Insurance (EPLI).

Imagine what might happen if …

  • A supervisor is falsely accused of sexual harassment
  • An administrator sues your organization for discrimination when he is passed over for a promotion
  • An employee sues for pregnancy discrimination when her hours are reduced after she returns from maternity leave

Key features of our Employment Practices Liability coverage:

  • Provides coverage for defense costs and additional damages such as future wages, lost wages and loss of future earnings
  • Limits of up to $1 million available
  • Protects against a wide range of Employment Practices claims from current or past full and part-time employees as well as temporary or seasonal employees and certain leased or loaned independent contractors
  • Access to risk management tools such as video training modules, sample employment forms, model employment practices handbooks, as well as helpful articles and industry information
  • Legal helpline so you can talk to an employment practices lawyer anytime questions arise

Contact Us to learn more