One of an organization’s biggest risks come from driving exposures. That’s because motor vehicle accidents take lives and create disabilities – with damages reaching seven figures in some instances. Don’t make the mistake of thinking that you don’t need commercial auto insurance if you don’t have a fleet. If anyone in your organization drives in the scope of completing business, you need commercial auto insurance (regardless of who owns the vehicle).
Imagine what might happen if …
An employee drives her own car to pick up supplies for your business and runs over a pedestrian en route
A company-owned van transporting several people rolls over on the freeway
A volunteer crashes into a client’s garage while delivering a meal
In each of these scenarios, your organization could be on the hook to pay for personal injuries, physical damage and any other claimed damages.
Key features of our Crime Coverage
Provides liability and physical damage coverage for you and anyone you grant permission to drive owned, leased or rented vehicles
Provides the organization with liability coverage when employees drive their own vehicles (hired & non-owned)
Safe driving rewards and fender-bender forgiveness available with some policies
Best-in-class claims services with rental vehicles available during repair
Loss prevention tools available to help you achieve strong driver screening and training practices
